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Financial Tip of The Week......

Pay yourself first! When you receive your payroll check make sure to pay yourself first. Start out with as little as $25 each pay period, many banks offer Auto Save, so when your check is deposited on your payday your bank will automatically transfer the funds into a savings account you have set up, if you DO NOT have a savings account SET ONE UP ASAP!!. It is always important to have an emergency fund. It is also important to keep some of your money separate from your day to day account (checking) you do not want to have ALL of your money in one account especially if you have direct debits or pay your bills from this account. If something were to happen like fraud or a freeze on your account, all of your money will be unavailable :(...... As always aspire to be better and do better...till next time...........

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Financial Tip of the Week

Today's Financial Tip of the Week ....is about your Credit Report. Your Credit Report is very important and knowing what is on your report is something that many of us do not check on a regular basis. So here is a completely free website that allows you to view your Trans Union Credit Report and the SCORE! Most companies charge a fee to receive your actual score but not Credit Karma . The website link is www.creditkarma.com I hope that you will view your report and make sure that all the agencies reporting are accurate. If you need to file a dispute or have further questions, feel free to contact me at plsassociate@gmail.com

Morning Inspiration!

If there's a will there is a way! If doors are not opening for you sometimes we have to build our own. Live your life and dream big anything is possible with just a little effort! :) Patrice L Stewart "The Tax Daughter" www.patricelstewart.com
Choosing the Correct Filing Status It’s important to use the right filing status when you file your tax return. The status you choose can affect the amount of tax you owe for the year. It may even determine if you must file a tax return. Keep in mind that your marital status on Dec. 31 is your status for the whole year. Sometimes more than one filing status may apply to you. If that happens, choose the one that allows you to pay the least amount of tax. 1. Single. This status  normally applies if you aren’t married. It applies if you are divorced or legally separated under state law. 2. Married Filing Jointly. If you’re married, you and your spouse can file a joint tax return. If your spouse died in 2015, you can often file a joint return for that year. 3. Married Filing Separately. A married couple can choose to file two separate tax returns. This may benefit you if it results in less tax owed than if you file a joint tax return. You may want to prepare your taxes both w...