The TaxCred Academy

Pay yourself first! When you receive your payroll check make sure to pay yourself first. Start out with as little as $25 each pay period, many banks offer Auto Save, so when your check is deposited on your payday your bank will automatically transfer the funds into a savings account you have set up, if you DO NOT have a savings account SET ONE UP ASAP!!. It is always important to have an emergency fund. It is also important to keep some of your money separate from your day to day account (checking) you do not want to have ALL of your money in one account especially if you have direct debits or pay your bills from this account. If something were to happen like fraud or a freeze on your account, all of your money will be unavailable :(...... As always aspire to be better and do better...till next time...........

Today's Financial Tip of the Week ....is about your Credit Report. Your Credit Report is very important and knowing what is on your report is something that many of us do not check on a regular basis. So here is a completely free website that allows you to view your Trans Union Credit Report and the SCORE! Most companies charge a fee to receive your actual score but not Credit Karma . The website link is www.creditkarma.com I hope that you will view your report and make sure that all the agencies reporting are accurate. If you need to file a dispute or have further questions, feel free to contact me at plsassociate@gmail.com