Pay yourself first! When you receive your payroll check make sure to pay yourself first. Start out with as little as $25 each pay period, many banks offer Auto Save, so when your check is deposited on your payday your bank will automatically transfer the funds into a savings account you have set up, if you DO NOT have a savings account SET ONE UP ASAP!!. It is always important to have an emergency fund. It is also important to keep some of your money separate from your day to day account (checking) you do not want to have ALL of your money in one account especially if you have direct debits or pay your bills from this account. If something were to happen like fraud or a freeze on your account, all of your money will be unavailable :(...... As always aspire to be better and do better...till next time...........
Today I had the opportunity to attend an event at CPS. I will not disclose the school name I will just write about my experience and what made me write this evening. So I am a banker so part of my job is to help people make decisions regarding their finances. Many times my branch will have events scheduled where we go to organizations and try to talk to people about our products and services. One of the several characteristics that separates me from others is, I have a PASSION for educating people about the importance of being bankable as well as informing others on how to manage their money. I am an advocate for Financial Literacy and talking to the parents at the school truly opened my eyes to see how much of a need this is. So I had a table with the bank name, we had some giveaways like popular character stickers for the kids, some fake tattoos and eco friendly bags. My company was the only bank there but the other businesses were Tutoring Services at least 5 - 6 different ones. W
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